Permissions and Insurance
PFCO - Permission for Commercial Operations
All drone operators should have the permission of the CAA to carry out Commercial Operations; this is commonly known as a Permission for Commercial Operations (PfCO).
Each commercial drone operator who has been granted CAA permission will have a document from the CAA granting the permission and setting out conditions for its use. You should ask the operator to show you his or her permission document and discuss how the work might be achieved within the conditions of the permission.
Please check the list of current holders of the CAA permission which is updated on a monthly basis.
The primary means of identifying an individual permission-holder is their permission document.
You should not rely solely on the claims of a potential operator within a website offering this service.
If an operator with a Permission, Exemption or authorisation conducts a flight without valid insurance, then that Permission, Exemption or authorisation would not be valid, and therefore the operation be in breach of the ANO as well as EC785/2004.
The insurance must be in the name of the applicant, not just the name of the pilot (unless the pilot is the applicant ) or the trading name. I.E. for companies the insurance must include the full name of the company including Ltd / Limited / PLC as appropriate.
Insurance must be EC Regulation 785/2004 compliant.